Terms and Conditions

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1. Introduction

Welcome to Finmart India ("our")! These Terms of Service ("Terms of Service") govern your use of our website located at https://finmartindia.in/ (together or individually "Service") operated by Finmart India.

Our Privacy Policy also governs your use of our Service and explains how we collect, safeguard and disclose information that results from your use of our web pages. Please read it here: Privacy Policy.

Your agreement with us includes these Terms and our Privacy Policy ("Agreements"). You acknowledge that you have read and understood Agreements, and agree to be bound of them.

If you do not agree with (or cannot comply with) Agreements, then you may not use the Service, but please let us know by emailing at bhargav@finmartindia.in so we can try to find a solution. These Terms apply to all visitors, users and others who wish to access or use Service.

2. Financial Services Disclaimer

Finmart India is a financial intermediary and not a direct lender. We provide referral services connecting borrowers with potential lenders and financial institutions. We do not:

  • Guarantee loan approval or specific loan terms
  • Charge any upfront fees for our referral services
  • Make lending decisions or determine interest rates
  • Endorse any particular lender or financial product

Important: All loan applications are subject to credit approval by the respective lending institutions. Loan terms, interest rates, fees, and conditions vary by lender and are based on the borrower's creditworthiness and other factors determined by the lender.

3. Communications

By using our Service, you agree to subscribe to newsletters, marketing or promotional materials and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or by emailing at bhargav@finmartindia.in.

You consent to receive communications from us electronically, such as emails, texts, mobile push notices, or notices and messages on this site, and you can retain copies of these communications for your records.

4. User Responsibilities

By using our services, you agree to:

  • Provide accurate, current, and complete information during the application process
  • Maintain and promptly update your information to keep it accurate and complete
  • Use the services only for lawful purposes and in accordance with these Terms
  • Not use our services to engage in any fraudulent or illegal activities
  • Be responsible for safeguarding any passwords or credentials used to access our services

5. Intellectual Property

Service and its original content (excluding Content provided by users), features and functionality are and will remain the exclusive property of Finmart India and its licensors. Service is protected by copyright, trademark, and other laws of India and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Finmart India.

6. Third-Party Links & Services

Our Service may contain links to third party web sites or services that are not owned or controlled by Finmart India. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third party web sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that Finmart India shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third party web sites or services that you visit.

7. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Finmart India, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service
  • Any conduct or content of any third party on the Service
  • Any content obtained from the Service
  • Unauthorized access, use or alteration of your transmissions or content

Whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

8. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Finmart India does not warrant that a) the Service will function uninterrupted, secure or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

11. Contact Information

If you have any questions about these Terms, please contact us:

Finmart India

Phone: +91 8828001317